SMSF residential property lending may be coming to an end, but that doesn’t mean investors have run out of ways to keep building wealth through property.

In this episode of The Pure Property Podcast, Phil Tarrant and I are joined by commercial property specialist Aaron Findlay to unpack what the SMSF lending changes could mean for Australian property investors.

We discuss the rush to secure residential property deals before the deadline, why some investors are being forced to rethink their property investment strategy, and why commercial property is now attracting more attention as a potential alternative.

Aaron also explains what makes commercial property investment different, from longer leases and income potential to tenant risk, vacancy periods and day-to-day management. We also explore how eligible business owners may be able to purchase commercial premises through their SMSF and lease the property back to their own business.

But this isn’t about jumping into the next opportunity simply because the rules are changing. Commercial property requires careful due diligence, a strong understanding of lease terms and a clear view of how the asset fits into your long-term SMSF investment strategy.

The biggest takeaway is that investors still have options. The market is shifting, but those who stay informed, remain flexible and make decisions based on strategy rather than urgency will be better placed to move forward.

Watch the full episode for practical insights into SMSF property investment, commercial property and how investors can adapt to Australia’s changing lending landscape.